cost of birthing

Daily chart - A typical American birth costs as much as delivering ...

do not come cheap. From prenatal care and epidural for pre-term delivery and hospital stay, here's the bottom line on hospital births.

News flash: Having a baby is expensive. This is mostly a costly health event families tend to experience during their childbearing years. On average, US hospital delivery costs $ 3,500 per stay, according to the Agency for Healthcare Research and Quality Healthcare Cost and Utilization Project. Add, and related delivery and post-partum health, and you're looking at a tab of $ 8802, according to a study of Thomson Healthcare for the March of Dimes.

But many factors can move your bottom line, said Aleksandr M. Fuks, MD, Director of the Department of Obstetrics and Gynecology at Queens Hospital Center. Here, we break down what is expected of a hospital bill - and safe way to lower them -. When you expect

or vaginal delivery - that is the question. The answer could mean the difference in average $ 1,900 to $ 2,600 in your hospital bill. Vagina, on average, costs $ 2,600 without complications, and the C-section costs $ 4,500, according to the Agency for Healthcare Research and Quality Healthcare Cost and Utilization Project. Vaginal deliveries account for about 7 in 10 deliveries and C-sections to about 3 in 10, according to the Project.

A C-section is major surgery that involves anesthesia, stay in the hospital longer, and higher morbidity and mortality example, said Toni Stern, MD, Chairman of Obstetrics and Gynecology at Coney Island Hospital. All resources means more use -. And more dollars spent

However, vaginal delivery with complications that require procedures operating room has a tag highest average price of each type of delivery, the costs of parents (and their insurance companies) averaged $ 6,900 , almost twice the average cost per stay for all types of shipments, according to Project

Happy and healthy -. that's all that matters, right? Despite that desire has nothing to do with the cost of the hospital, complications may actually increase them.

Some common (and expensive, but not so common) delivery complications including premature rupture of the amniotic sac, abnormal presentation, dangerous position of the cord, difficulty breathing, embolisms amniotic fluid, blood pressure irregularities, PPH, bleeding in the brain, accumulation of fluid in the brain, neurological problems, intestinal problems, jaundice and anemia, according to the Mayo Foundation for Medical Education and Research.

Many of these complications out of your hands, but you can help make sure they are treated quickly and easily with a good old-fashioned care, Dr. Stern said. You want your health care team to determine and chart your baby you backwards and forwards, including all your medications, allergies, medical conditions and problems experienced during pregnancy, as all these can affect how you should treat your doc on the big day. Talk, talk, talk to your ob-gyn during prenatal care and on the day. He can read your tests, but not your thoughts.

Be aware that any health conditions can increase the complication and cost of shipping. For example, the cost of shipping live on average 55 percent more ($ 5,900) for women with diabetes, according to the Agency for Healthcare Research and Quality Healthcare Cost and Utilization Project.

is one of the biggest games -changers in terms of medical costs, occurring in approximately 1 in 8 pregnancies. Average health for premature / low weight babies is almost 11 times more expensive than it is for a newborn without complications, according to a Thomson Reuters study for the March of Dimes.

However, knowing the symptoms and avoid certain risk factors can decrease your chance to go into premature. If you or trying to get pregnant, talk to your ob-gyn about what you can do to help prevent premature births. If you go into premature labor, the doctor may use medication to stop the contractions of the uterus, according to the Mayo Clinic-- but those meds will be charged. And if they cause additional maternal complications, they will cost you more.

You probably never given much thought to your health insurance coverage and costs. But if you do not know your maternity coverage, it is time to look again. Health insurance is very important to obtain maternity care services - and be able to pay them, according to the March of Dimes.

Make sure your insurance covers the cost of labor, including infant nursery care. Depending on you, you also might want to setup and support provider of choice included in your plan. Pay attention to your co-pay, deductible and what percentage is covered after your deductible is met.

If you decide to change health insurance plans, you might want to do before it becomes. The federal government prohibits group health insurance plans from treating pregnancy as a pre-existing condition, but the individual health insurance plans can legally treat pregnancy as a pre-existing condition, you are effectively denying maternity coverage, according to the US Labor Department.

some companies also require you to scope "pre-authorization" for your baby, and some require you to call them when you arrive at the hospital to deliver-- if you forget, you can refuse coverage.

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